Những gã khổng lồ tiền điện tử Circle và BitGo nhắm đến giấy phép ngân hàng khi quy định về stablecoin phát triển
Các công ty tiền điện tử hàng đầu như Circle, BitGo, Coinbase và Paxos đang xem xét giấy phép ngân hàng trong bối cảnh quy định về stablecoin tại Mỹ đang thay đổi.
["C\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u1edbn, bao g\u1ed3m nh\u00e0 ph\u00e1t h\u00e0nh stablecoin Circle v\u00e0 ng\u01b0\u1eddi gi\u1eef ti\u1ec1n \u0111i\u1ec7n t\u1eed BitGo, \u0111\u01b0\u1ee3c cho l\u00e0 \u0111ang xem x\u00e9t vi\u1ec7c n\u1ed9p \u0111\u01a1n xin gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng ho\u1eb7c gi\u1ea5y ph\u00e9p.<\/p>","
Theo m\u1ed9t b\u00e1o c\u00e1o g\u1ea7n \u0111\u00e2y tr\u00edch d\u1eabn t\u1eeb c\u00e1c ngu\u1ed3n tin quen thu\u1ed9c v\u1edbi v\u1ea5n \u0111\u1ec1, Circle, BitGo v\u00e0 c\u00e1c c\u00f4ng ty kh\u00e1c nh\u01b0 s\u00e0n giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed Coinbase c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i M\u1ef9 v\u00e0 nh\u00e0 ph\u00e1t h\u00e0nh stablecoin Paxos, \u0111ang kh\u00e1m ph\u00e1 kh\u1ea3 n\u0103ng n\u1ed9p \u0111\u01a1n xin m\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng. \u0110\u1ed9ng th\u00e1i n\u00e0y di\u1ec5n ra khi M\u1ef9 ti\u1ebfp t\u1ee5c \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i c\u00e1c quy \u0111\u1ecbnh v\u1ec1 stablecoin trong n\u01b0\u1edbc.<\/p>","
V\u00e0o n\u0103m 2021, V\u0103n ph\u00f2ng Gi\u00e1m s\u00e1t Ti\u1ec1n t\u1ec7 M\u1ef9 \u0111\u00e3 c\u1ea5p ph\u00e9p t\u1ea1m th\u1eddi c\u00f3 \u0111i\u1ec1u ki\u1ec7n cho gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng M\u1ef9 cho Paxos, b\u00e1o hi\u1ec7u m\u1ed9t con \u0111\u01b0\u1eddng ti\u1ec1m n\u0103ng cho c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0o l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng. C\u1ea3nh quan quy \u0111\u1ecbnh \u0111ang ph\u00e1t tri\u1ec3n \u0111ang th\u00fac \u0111\u1ea9y c\u00e1c c\u00f4ng ty n\u00e0y xem x\u00e9t c\u00e1c ch\u1ee9ng ch\u1ec9 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>","
Nh\u1eefng ph\u00e1t bi\u1ec3u g\u1ea7n \u0111\u00e2y t\u1eeb Ch\u1ee7 t\u1ecbch C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang M\u1ef9 Jerome Powell cho th\u1ea5y s\u1ef1 ch\u1ea5p nh\u1eadn ng\u00e0y c\u00e0ng t\u0103ng \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1. Powell g\u1ee3i \u00fd r\u1eb1ng m\u1ed9t khung ph\u00e1p l\u00fd cho stablecoin l\u00e0 m\u1ed9t '\u00fd t\u01b0\u1edfng t\u1ed1t', th\u1eeba nh\u1eadn ti\u1ec1m n\u0103ng r\u1ed9ng r\u00e3i c\u1ee7a tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed b\u1ea5t ch\u1ea5p nh\u1eefng th\u1ea5t b\u1ea1i v\u00e0 gian l\u1eadn trong qu\u00e1 kh\u1ee9.<\/p>","
M\u1ed9t Thi\u00ean T\u00e0i \u1ed4n \u0110\u1ecbnh<\/h2>","
\u1ee6y ban D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh H\u1ea1 vi\u1ec7n M\u1ef9 g\u1ea7n \u0111\u00e2y \u0111\u00e3 th\u00f4ng qua m\u1ed9t d\u1ef1 lu\u1eadt khung stablecoin do \u0111\u1ea3ng C\u1ed9ng h\u00f2a \u1ee7ng h\u1ed9, \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn v\u1edbi t\u00ean g\u1ecdi \u0110\u1ea1o lu\u1eadt Minh b\u1ea1ch v\u00e0 Tr\u00e1ch nhi\u1ec7m v\u1ec1 Stablecoin cho m\u1ed9t N\u1ec1n kinh t\u1ebf S\u1ed5 c\u00e1i T\u1ed1t h\u01a1n (STABLE). D\u1ef1 lu\u1eadt n\u00e0y \u0111ang ti\u1ebfn tri\u1ec3n c\u00f9ng v\u1edbi \u0110\u1ea1o lu\u1eadt H\u01b0\u1edbng d\u1eabn v\u00e0 Thi\u1ebft l\u1eadp \u0110\u1ed5i m\u1edbi Qu\u1ed1c gia cho Stablecoin c\u1ee7a M\u1ef9 (GENIUS), \u0111\u1ec1 xu\u1ea5t c\u00e1c c\u00e1ch ti\u1ebfp c\u1eadn quy \u0111\u1ecbnh kh\u00e1c nhau cho ng\u00e0nh c\u00f4ng nghi\u1ec7p stablecoin.<\/p>","
\u0110\u1ea1o lu\u1eadt GENIUS, \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u tr\u01b0\u1edbc \u0111\u00f3, \u0111\u00e3 v\u01b0\u1ee3t qua \u1ee6y ban Ng\u00e2n h\u00e0ng Th\u01b0\u1ee3ng vi\u1ec7n M\u1ef9. Trong khi \u0110\u1ea1o lu\u1eadt STABLE t\u1eadp trung v\u00e0o s\u1ef1 gi\u00e1m s\u00e1t li\u00ean bang nghi\u00eam ng\u1eb7t, \u0110\u1ea1o lu\u1eadt GENIUS \u1ee7ng h\u1ed9 m\u1ed9t khung quy \u0111\u1ecbnh linh ho\u1ea1t h\u01a1n li\u00ean quan \u0111\u1ebfn c\u1ea3 c\u1ea5p bang v\u00e0 li\u00ean bang.<\/p>","
\u0110\u1ea1o lu\u1eadt STABLE bao g\u1ed3m m\u1ed9t l\u1ec7nh c\u1ea5m hai n\u0103m \u0111\u1ed1i v\u1edbi vi\u1ec7c ph\u00e1t h\u00e0nh stablecoin c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 t\u1ef1 ph\u00e1t h\u00e0nh v\u00e0 y\u00eau c\u1ea7u r\u1eb1ng d\u1ef1 tr\u1eef stablecoin ph\u1ea3i \u0111\u01b0\u1ee3c gi\u1eef ri\u00eang bi\u1ec7t v\u1edbi qu\u1ef9 kinh doanh. Ng\u01b0\u1ee3c l\u1ea1i, \u0110\u1ea1o lu\u1eadt GENIUS nh\u1eb1m thi\u1ebft l\u1eadp m\u1ed9t khung ph\u00e1p l\u00fd cho c\u00e1c kho\u1ea3n thanh to\u00e1n b\u1eb1ng stablecoin, h\u1ed7 tr\u1ee3 c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i M\u1ef9 v\u00e0 c\u1ee7ng c\u1ed1 s\u1ef1 th\u1ed1ng tr\u1ecb to\u00e0n c\u1ea7u c\u1ee7a \u0111\u00f4 la v\u1edbi c\u00e1c quy t\u1eafc nghi\u00eam ng\u1eb7t h\u01a1n nh\u01b0 c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ch\u1ed1ng r\u1eeda ti\u1ec1n (AML) \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng, ti\u00eau chu\u1ea9n d\u1ef1 tr\u1eef v\u00e0 thanh kho\u1ea3n, v\u00e0 ki\u1ec3m tra tr\u1eebng ph\u1ea1t.<\/p>","
Theo \u0110\u1ea1o lu\u1eadt GENIUS, c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh stablecoin s\u1ebd \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh theo \u0110\u1ea1o lu\u1eadt B\u00ed m\u1eadt Ng\u00e2n h\u00e0ng, ch\u1ecbu s\u1ef1 qu\u1ea3n l\u00fd nghi\u00eam ng\u1eb7t c\u1ee7a c\u00e1c quy t\u1eafc AML, x\u00e1c minh ng\u01b0\u1eddi d\u00f9ng v\u00e0 b\u00e1o c\u00e1o c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u00e1ng ng\u1edd.<\/p>","
T\u1ea1i sao l\u1ea1i l\u00e0 Gi\u1ea5y ph\u00e9p Ng\u00e2n h\u00e0ng?<\/h2>","
C\u00e1c c\u00f4ng ty \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong b\u00e1o c\u00e1o ch\u01b0a ph\u1ea3n h\u1ed3i l\u1ea1i c\u00e1c c\u00e2u h\u1ecfi. Tuy nhi\u00ean, vi\u1ec7c c\u00f3 \u0111\u01b0\u1ee3c gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 cho ph\u00e9p c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed ho\u1ea1t \u0111\u1ed9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c nh\u00e0 cho vay truy\u1ec1n th\u1ed1ng, cho ph\u00e9p h\u1ecd nh\u1eadn ti\u1ec1n g\u1eedi v\u00e0 cho vay.<\/p>","
Ng\u01b0\u1ee3c l\u1ea1i, c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u00f3 gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 gi\u00e1m s\u00e1t v\u00e0 y\u00eau c\u1ea7u b\u00e1o c\u00e1o quy \u0111\u1ecbnh nghi\u00eam ng\u1eb7t h\u01a1n nhi\u1ec1u. M\u1ed9t v\u00ed d\u1ee5 l\u00e0 Anchorage Digital, m\u1ed9t c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u00f3 gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng li\u00ean bang, \u0111\u01b0\u1ee3c cho l\u00e0 \u0111\u00e3 chi h\u00e0ng tri\u1ec7u \u0111\u00f4 la \u0111\u1ec3 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh.<\/p>","
B\u1ea5t ch\u1ea5p nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y, c\u00e1c b\u00e1o c\u00e1o g\u1ea7n \u0111\u00e2y cho th\u1ea5y L\u1ef1c l\u01b0\u1ee3ng \u0110\u1eb7c nhi\u1ec7m El Dorado c\u1ee7a B\u1ed9 An ninh N\u1ed9i \u0111\u1ecba M\u1ef9 \u0111\u00e3 kh\u1edfi \u0111\u1ed9ng m\u1ed9t cu\u1ed9c \u0111i\u1ec1u tra v\u00e0o Ng\u00e2n h\u00e0ng Anchorage Digital.<\/p>","
Xu h\u01b0\u1edbng c\u00e1c c\u00f4ng ty ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 fintech t\u00ecm ki\u1ebfm gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng kh\u00f4ng ph\u1ea3i l\u00e0 m\u1edbi. C\u00e1c b\u00e1o c\u00e1o t\u1eeb cu\u1ed1i th\u00e1ng Ba cho th\u1ea5y c\u00e1c c\u00f4ng ty n\u00e0y \u0111ang ng\u00e0y c\u00e0ng theo \u0111u\u1ed5i c\u00e1c gi\u1ea5y ph\u00e9p nh\u01b0 v\u1eady \u0111\u1ec3 m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ecd.<\/p>"]
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